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picture of Las Cruces Dam flood control spillway

Flood Zone Information

Flood Zone Information

Welcome to the City of Las Cruces' Flood Zone Information web page. In this page you can find helpful information on the Special Flood Hazard Area (SFHA). This includes information on Elevation Certificates, the National Flood Insurance Program (NFIP), the Community Rating Systems (CRS), the Federal Emergency Management Agency (FEMA), Flood Maps, Letters of Map Change (LOMC) and much more.

National Flood Insurance Program & Community Rating System (CRS)

The City of Las Cruces participates in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS). The CRS is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premiums rates are discounted to reflect the reduced flood risks resulting from the community actions meeting the three goals of the CRS:

  1. Reduce flood damage to insurable property;
  2. Strengthen and support the insurance aspects of the NFIP, and
  3. Encourage a comprehensive approach to floodplain management.

Participating communities start off as a Class 10 Community in the NFIP’s Community Rating System (CRS) Program and try (through regulating development, drainage maintenance, storm water management and various outreach projects) to work their way to a Class 1 Community. Every time a community moves a class (i.e. from a 10 to a 9, from a 9 to an 8, etc…) the residents with NFIP Flood Insurance Policies get a 5% reduction in their premiums. As of October 1, 2008 the City of Las Cruces is a Class 6 Community which gives a 20% discount for those with a High Risk Policy and a 10% for those with a Moderate Risk Policy. The reduction should be automatic but you may want to contact your insurance agent to make sure your policy has been adjusted to reflect the NFIP/CRS discount. Based on the Class 6 rating, this past year, City of Las Cruces—NFIP policy holders saved a combined $180,000. The City of Las Cruces honors the State of N.M. with best CRS Rating in New Mexico. Nationwide only 67 communities out of 1,148 have a lower (or better) rating than the City of Las Cruces.

Contact Information:

Cecilia Estrada
Acting Engineering Technician
(575) 528-3131